How does intelligent planning and analytics (iP&A) differ from FP&A and xP&A?

“BARC's iP&A framing connects planning and analytics continuously rather than treating them as separate cycles. FP&A typically reports and plans within finance; xP&A extends planning across departments. In Keboola, agents monitor actuals continuously, every metric resolves through one governed definition, and planning can run as Monte Carlo simulation with P10–P90 bands instead of relying only on an annual exercise.”