{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:buyer-question:haystax-mortgage-canada-inc-q138634192-answer-7b8d34b68ef0cf8a1597","key":"buyer_question:haystax-mortgage-canada-inc-q138634192-answer-7b8d34b68ef0cf8a1597","kind":"buyer_question","slug":"haystax-mortgage-canada-inc-q138634192-answer-7b8d34b68ef0cf8a1597","canonicalUrl":"https://directory.readyscan.ai/corpus/buyer-question/haystax-mortgage-canada-inc-q138634192-answer-7b8d34b68ef0cf8a1597","machineUrl":"https://directory.readyscan.ai/discovery/corpus/buyer-question/haystax-mortgage-canada-inc-q138634192-answer-7b8d34b68ef0cf8a1597.json","datePublished":"2026-10-19","dateModified":"2026-10-19","materialFingerprint":"fnv1a64:3e086fe331372338","membershipFingerprint":"fnv1a64:f1a528353f19a834","relatedEntitySlugs":["haystax-mortgage-canada-inc-q138634192"],"relatedSurfaceKeys":["buyer_question:haystax-mortgage-canada-inc-q138634192-answer-1145ed0705f71f0228d7","buyer_question:haystax-mortgage-canada-inc-q138634192-answer-2393ca27deede115630a","buyer_question:haystax-mortgage-canada-inc-q138634192-answer-3881e768b14f93a5ace3","buyer_question:haystax-mortgage-canada-inc-q138634192-answer-6c1e0128a697c69596c9","buyer_question:haystax-mortgage-canada-inc-q138634192-answer-8fa4a39373569233d49e","buyer_question:haystax-mortgage-canada-inc-q138634192-answer-a9291644385b164c8faf","buyer_question:haystax-mortgage-canada-inc-q138634192-answer-c54bb15528769a86e93a","evidence:haystax-mortgage-canada-inc-q138634192"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"haystax-mortgage-canada-inc-q138634192-content-1aafed27849e8b65-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q138634192","sourceRevisionId":"Q138634192:content:9d45b7a759cbce12","sourceContentHash":"fnv1a64:9f10bd42dc98997b","recordRevisionId":"Q138634192:content:9d45b7a759cbce12","recordContentHash":"fnv1a64:ee5f51834882df2b","sourceCanonicalUrl":"https://haystax.ca/","sourceModifiedAt":"2026-10-19T05:47:01.320Z","observedOn":"2026-10-19","permission":{"basis":"public_information","evidenceUrl":"https://haystax.ca/"},"attributionUrl":"https://haystax.ca/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"What does refinancing a mortgage mean?","summary":"Cited source answers across 1 active corpus record.","question":"What does refinancing a mortgage mean?","answers":[{"entitySlug":"haystax-mortgage-canada-inc-q138634192","entityName":"Haystax Mortgage Canada Inc.","answer":"“Refinancing means replacing or restructuring your existing mortgage with new financing. A refinance may allow you to increase the mortgage amount, change the amortization period, change lenders, access available home equity or consolidate other debts. Because refinancing changes the existing financing arrangement, borrowers generally need to qualify for the new mortgage under the applicable lender requirements.”","sourceUrls":["https://haystax.ca/mortgage/refinance"]}]}