{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:buyer-question:hoa-insurance-agency-q141443333-answer-e62c3b7ce0e1c0b5fabb","key":"buyer_question:hoa-insurance-agency-q141443333-answer-e62c3b7ce0e1c0b5fabb","kind":"buyer_question","slug":"hoa-insurance-agency-q141443333-answer-e62c3b7ce0e1c0b5fabb","canonicalUrl":"https://directory.readyscan.ai/corpus/buyer-question/hoa-insurance-agency-q141443333-answer-e62c3b7ce0e1c0b5fabb","machineUrl":"https://directory.readyscan.ai/discovery/corpus/buyer-question/hoa-insurance-agency-q141443333-answer-e62c3b7ce0e1c0b5fabb.json","datePublished":"2026-10-24","dateModified":"2026-10-24","materialFingerprint":"fnv1a64:2d55ab14caaf3f7b","membershipFingerprint":"fnv1a64:12576d10d27ced21","relatedEntitySlugs":["hoa-insurance-agency-q141443333"],"relatedSurfaceKeys":["buyer_question:hoa-insurance-agency-q141443333-answer-6b96bf45f01d3d4ade4b","buyer_question:hoa-insurance-agency-q141443333-answer-74cdc668dbb231de4041","buyer_question:hoa-insurance-agency-q141443333-answer-991f9fa6d2fd7667f035","evidence:hoa-insurance-agency-q141443333"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"hoa-insurance-agency-q141443333-content-079b66432118eb84-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q141443333","sourceRevisionId":"Q141443333:content:d242f52cdaa13d83","sourceContentHash":"fnv1a64:750652c7e8c589c5","recordRevisionId":"Q141443333:content:d242f52cdaa13d83","recordContentHash":"fnv1a64:af3ac177d606ca24","sourceCanonicalUrl":"https://www.protectmyhoa.com/","sourceModifiedAt":"2026-10-24T05:15:49.429Z","observedOn":"2026-10-24","permission":{"basis":"public_information","evidenceUrl":"https://www.protectmyhoa.com/"},"attributionUrl":"https://www.protectmyhoa.com/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"A pipe leaked into my unit. Does the association pay, or do I?","summary":"Cited source answers across 1 active corpus record.","question":"A pipe leaked into my unit. Does the association pay, or do I?","answers":[{"entitySlug":"hoa-insurance-agency-q141443333","entityName":"HOA Insurance Agency","answer":"“It depends on the master-policy form, governing documents, applicable law, deductible-allocation provisions, endorsements and the facts of the loss. The association deductible alone does not determine whether a cost may be allocated to a unit owner.”","sourceUrls":["https://www.protectmyhoa.com/"]}]}