{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:buyer-question:hsbc-bank-usa-q5635869-answer-e3c472daf252f2ff8c00","key":"buyer_question:hsbc-bank-usa-q5635869-answer-e3c472daf252f2ff8c00","kind":"buyer_question","slug":"hsbc-bank-usa-q5635869-answer-e3c472daf252f2ff8c00","canonicalUrl":"https://directory.readyscan.ai/corpus/buyer-question/hsbc-bank-usa-q5635869-answer-e3c472daf252f2ff8c00","machineUrl":"https://directory.readyscan.ai/discovery/corpus/buyer-question/hsbc-bank-usa-q5635869-answer-e3c472daf252f2ff8c00.json","datePublished":"2026-10-24","dateModified":"2026-10-24","materialFingerprint":"fnv1a64:95419630201e3a21","membershipFingerprint":"fnv1a64:c02443d09ba2a6af","relatedEntitySlugs":["hsbc-bank-usa-q5635869"],"relatedSurfaceKeys":["buyer_question:hsbc-bank-usa-q5635869-answer-5a0e8d2469eaa466fb4e","evidence:hsbc-bank-usa-q5635869"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"hsbc-bank-usa-q5635869-content-98af85fbb93357fb-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q5635869","sourceRevisionId":"Q5635869:content:d157ab0678b3cd82","sourceContentHash":"fnv1a64:2ca7f3834e85c57c","recordRevisionId":"Q5635869:content:d157ab0678b3cd82","recordContentHash":"fnv1a64:8bb83cd0181dc766","sourceCanonicalUrl":"https://www.us.hsbc.com/","sourceModifiedAt":"2026-10-24T17:20:26.610Z","observedOn":"2026-10-24","permission":{"basis":"public_information","evidenceUrl":"https://www.us.hsbc.com/"},"attributionUrl":"https://www.us.hsbc.com/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"What is an Automated Clearing House (ACH) payment?","summary":"Cited source answers across 1 active corpus record.","question":"What is an Automated Clearing House (ACH) payment?","answers":[{"entitySlug":"hsbc-bank-usa-q5635869","entityName":"HSBC Bank USA","answer":"“An Automated Clearing House (ACH) payment is an electronic deposit to or withdrawal from your account, such as a directly deposited payroll check or bill payment. It is an electronic network, known as an Automated Clearing House, that sends and receives those transactions.”","sourceUrls":["https://www.us.hsbc.com/faqs/automated-clearing-house/"]}]}