{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:buyer-question:litestrats-q140457122-answer-36b2b571e00a7ff2a94a","key":"buyer_question:litestrats-q140457122-answer-36b2b571e00a7ff2a94a","kind":"buyer_question","slug":"litestrats-q140457122-answer-36b2b571e00a7ff2a94a","canonicalUrl":"https://directory.readyscan.ai/corpus/buyer-question/litestrats-q140457122-answer-36b2b571e00a7ff2a94a","machineUrl":"https://directory.readyscan.ai/discovery/corpus/buyer-question/litestrats-q140457122-answer-36b2b571e00a7ff2a94a.json","datePublished":"2026-10-21","dateModified":"2026-10-21","materialFingerprint":"fnv1a64:f378af8c1e68d172","membershipFingerprint":"fnv1a64:e7c9d61b676ee1dd","relatedEntitySlugs":["litestrats-q140457122"],"relatedSurfaceKeys":["buyer_question:litestrats-q140457122-answer-041cb310b1c5d9eae0a4","buyer_question:litestrats-q140457122-answer-1e984a1268a2ed034576","buyer_question:litestrats-q140457122-answer-9718571585e0916deb3f","buyer_question:litestrats-q140457122-answer-d58ddf6e2e2e03363ebc","buyer_question:litestrats-q140457122-answer-dc3c6a379ce77195f8d1","buyer_question:litestrats-q140457122-answer-fb5174c10ae932ab8ff2","evidence:litestrats-q140457122","relationship:litestrats-q140457122-products-and-services"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"litestrats-q140457122-content-0e1eba225ab7fb22-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q140457122","sourceRevisionId":"Q140457122:content:c9aa5266a122e940","sourceContentHash":"fnv1a64:65921e18711c531d","recordRevisionId":"Q140457122:content:c9aa5266a122e940","recordContentHash":"fnv1a64:291dc11f9b592c5c","sourceCanonicalUrl":"https://litestrats.com/","sourceModifiedAt":"2026-10-21T16:37:21.315Z","observedOn":"2026-10-21","permission":{"basis":"public_information","evidenceUrl":"https://litestrats.com/"},"attributionUrl":"https://litestrats.com/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"The carrier can lower my cap or raise costs whenever they want, right?","summary":"Cited source answers across 1 active corpus record.","question":"The carrier can lower my cap or raise costs whenever they want, right?","answers":[{"entitySlug":"litestrats-q140457122","entityName":"LiteStrats","answer":"“Yes, and this is the single most credible criticism of IUL. Caps, participation rates, and cost of insurance are all non-guaranteed in the policy contract.”","sourceUrls":["https://litestrats.com/faq/"]}]}