{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:buyer-question:procredit-bank-q15841030-answer-6178aa91cd4758267b88","key":"buyer_question:procredit-bank-q15841030-answer-6178aa91cd4758267b88","kind":"buyer_question","slug":"procredit-bank-q15841030-answer-6178aa91cd4758267b88","canonicalUrl":"https://directory.readyscan.ai/corpus/buyer-question/procredit-bank-q15841030-answer-6178aa91cd4758267b88","machineUrl":"https://directory.readyscan.ai/discovery/corpus/buyer-question/procredit-bank-q15841030-answer-6178aa91cd4758267b88.json","datePublished":"2026-10-26","dateModified":"2026-10-26","materialFingerprint":"fnv1a64:18b36cf8bcfdb2f1","membershipFingerprint":"fnv1a64:54a181295d78fc1a","relatedEntitySlugs":["procredit-bank-q15841030"],"relatedSurfaceKeys":["buyer_question:procredit-bank-q15841030-answer-446bc94a05ee7e82881d","buyer_question:procredit-bank-q15841030-answer-9c23428c805867238e56","buyer_question:procredit-bank-q15841030-answer-bec2f469819eb9ff821d","buyer_question:procredit-bank-q15841030-answer-f4549ce93f8a9bd5bfe2","buyer_question:procredit-bank-q15841030-answer-fd7333ad2bb647545b85","evidence:procredit-bank-q15841030"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"procredit-bank-q15841030-content-6220f36c494eae23-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q15841030","sourceRevisionId":"Q15841030:content:10c239542ef3e9cb","sourceContentHash":"fnv1a64:4d480700e354e289","recordRevisionId":"Q15841030:content:10c239542ef3e9cb","recordContentHash":"fnv1a64:6c6b1f4f62fc0d61","sourceCanonicalUrl":"https://www.procreditbank.de/","sourceModifiedAt":"2026-10-26T02:18:43.489Z","observedOn":"2026-10-26","permission":{"basis":"public_information","evidenceUrl":"https://www.procreditbank.de/"},"attributionUrl":"https://www.procreditbank.de/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"Why is my explicit consent to the terms and conditions required?","summary":"Cited source answers across 1 active corpus record.","question":"Why is my explicit consent to the terms and conditions required?","answers":[{"entitySlug":"procredit-bank-q15841030","entityName":"Procredit Bank","answer":"“Previously, our terms and conditions stipulated that changes to conditions and prices did not require the explicit consent of our clients. Consent was deemed to have been granted if the amendments were not objected to within two months.”","sourceUrls":["https://www.procreditbank.de/en/help-contact/faqs"]}]}