{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:evidence:1st-franklin-financial-q5453029","key":"evidence:1st-franklin-financial-q5453029","kind":"evidence","slug":"1st-franklin-financial-q5453029","canonicalUrl":"https://directory.readyscan.ai/corpus/evidence/1st-franklin-financial-q5453029","machineUrl":"https://directory.readyscan.ai/discovery/corpus/evidence/1st-franklin-financial-q5453029.json","datePublished":"2026-07-29","dateModified":"2026-10-26","materialFingerprint":"fnv1a64:75b22ac66f20432f","membershipFingerprint":"fnv1a64:072fc8c6098176ad","relatedEntitySlugs":["1st-franklin-financial-q5453029"],"relatedSurfaceKeys":["buyer_question:1st-franklin-financial-q5453029-answer-33bc7c9dd45418e19049","buyer_question:1st-franklin-financial-q5453029-answer-4a9b01fd8869898f3eb6","buyer_question:1st-franklin-financial-q5453029-answer-5a7fd93e567ff7ce9709","buyer_question:1st-franklin-financial-q5453029-answer-62140a93d8fd5f7c79a7","buyer_question:1st-franklin-financial-q5453029-answer-9badbd6bf94ab544d36b"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"1st-franklin-financial-q5453029-content-c076313b697b3b3c-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q5453029","sourceRevisionId":"Q5453029:content:34dd3823b547159f","sourceContentHash":"fnv1a64:63b21723214ffbf3","recordRevisionId":"Q5453029:content:34dd3823b547159f","recordContentHash":"fnv1a64:ed07df22678ee61f","sourceCanonicalUrl":"https://www.1ffc.com/","sourceModifiedAt":"2026-10-26T05:47:59.840Z","observedOn":"2026-10-26","permission":{"basis":"public_information","evidenceUrl":"https://www.1ffc.com/"},"attributionUrl":"https://www.1ffc.com/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"1st Franklin Financial — company guide","summary":"1st Franklin Financial: Short and long term installment loans supplier in the southeastern United States. Website: https://www.1ffc.com/","facts":[{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-4a9b01fd8869898f3eb6","label":"How long does it take to get approved?","value":"“If you apply online with 1st Franklin Financial, your application is transferred to your local branch, where a loan officer reviews it and makes the final decision. A staff member will contact you to discuss your loan and any additional information needed.”","sourceUrls":["https://www.1ffc.com/faqs/"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-62140a93d8fd5f7c79a7","label":"What if I have bad credit as a self-employed individual?","value":"“Bad credit doesn’t automatically disqualify you, but it can make it more difficult to get approved for a personal loan. The good news is that making your payments on time will improve your credit, provided you get approved.”","sourceUrls":["https://www.1ffc.com/faqs/"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-5a7fd93e567ff7ce9709","label":"Can I get a personal loan if I have just started my self-employment?","value":"“Lenders like to see two years of self-employment history. If you don’t have that, you may need to show that you have the assets to cover the loan if the new business doesn’t work out for you.”","sourceUrls":["https://www.1ffc.com/faqs/"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-33bc7c9dd45418e19049","label":"How do I qualify for a 1st Franklin Financial personal loan, and how can I apply?","value":"“The first thing you’ll want to do is make sure you live in one of the states in our service area. You can do this by going to our Find a Branch page and entering your zip code.”","sourceUrls":["https://www.1ffc.com/faqs/"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-9badbd6bf94ab544d36b","label":"Is credit card interest simple or compound?","value":"“Credit card interest is compounded. That’s why credit card debt grows so quickly, especially if you’re only making the minimum payment each month.”","sourceUrls":["https://www.1ffc.com/faqs/"]},{"id":"source-description","label":"About","value":"Short and long term installment loans supplier in the southeastern United States.","sourceUrls":["https://www.wikidata.org/wiki/Special:EntityData/Q5453029.json?revision=2318093638"]},{"id":"source-listed-website","label":"Website","value":"https://www.1ffc.com/","sourceUrls":["https://www.wikidata.org/wiki/Special:EntityData/Q5453029.json?revision=2318093638"]}]}