{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:evidence:gains-q140450131","key":"evidence:gains-q140450131","kind":"evidence","slug":"gains-q140450131","canonicalUrl":"https://directory.readyscan.ai/corpus/evidence/gains-q140450131","machineUrl":"https://directory.readyscan.ai/discovery/corpus/evidence/gains-q140450131.json","datePublished":"2026-07-29","dateModified":"2026-10-21","materialFingerprint":"fnv1a64:0646c327cd46f9aa","membershipFingerprint":"fnv1a64:2a8b74696385f6a8","relatedEntitySlugs":["gains-q140450131"],"relatedSurfaceKeys":["buyer_question:gains-q140450131-answer-00e6b9d8134e0c98bf5e","buyer_question:gains-q140450131-answer-3bae06e73cde71336c6b","buyer_question:gains-q140450131-answer-5a5809e302dffeb28f5d","buyer_question:gains-q140450131-answer-5e26edb9ff21270e415d","buyer_question:gains-q140450131-answer-7d35a400f8c12f8d00aa","buyer_question:gains-q140450131-answer-92d1d0dceb788ce248af","buyer_question:gains-q140450131-answer-99884432f95ce514bf69","buyer_question:gains-q140450131-answer-c1c04b475c3b33133285"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"gains-q140450131-content-36874955a89eb7cd-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q140450131","sourceRevisionId":"Q140450131:content:ec90ec77673a0001","sourceContentHash":"fnv1a64:2e5a91930a2a25ff","recordRevisionId":"Q140450131:content:ec90ec77673a0001","recordContentHash":"fnv1a64:ed06f48deb76d027","sourceCanonicalUrl":"https://gainsapp.com/","sourceModifiedAt":"2026-10-21T18:19:54.977Z","observedOn":"2026-10-21","permission":{"basis":"public_information","evidenceUrl":"https://gainsapp.com/"},"attributionUrl":"https://gainsapp.com/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"Gains — company guide","summary":"Gains App: “Gains is a free UK money app that combines instant gift card cashback at 160+ retailers with budgeting and money management tools. It was founded in 2025 by Sammie Ellard-King, Chris Barnes and Jamie Dunmore, the team behind the personal finance brand Up The Gains.”","facts":[{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-39acdac91ac521842e23","label":"Gains App","value":"“Gains is a free UK money app that combines instant gift card cashback at 160+ retailers with budgeting and money management tools. It was founded in 2025 by Sammie Ellard-King, Chris Barnes and Jamie Dunmore, the team behind the personal finance brand Up The Gains.”","sourceUrls":["https://gainsapp.com/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-99884432f95ce514bf69","label":"Is Gains really free?","value":"“Yes! Gains is free to use to access personalised cashback offers, chat with your money, and create custom budgeting plans – with no hidden fees.”","sourceUrls":["https://gainsapp.com/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-00e6b9d8134e0c98bf5e","label":"How quickly do I receive my cashback?","value":"“Cashback is credited to your Gains balance instantly, as soon as the payment for your chosen gift card is confirmed. This is usually within 60 seconds.”","sourceUrls":["https://gainsapp.com/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-c1c04b475c3b33133285","label":"How can I withdraw my cashback?","value":"“Your cashback can be withdrawn directly to your chosen bank account as soon as you have reached £10 in earned cashback. You can also use your cashback balance to pay for additional gift cards and make your money go further.”","sourceUrls":["https://gainsapp.com/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-5e26edb9ff21270e415d","label":"Why do I have to connect a bank account?","value":"“With a secure (read-only) bank account connection, Gains analyses your spending and finds you personalised cashback offers to save you the maximum amount per month based on where you’re already spending money.”","sourceUrls":["https://gainsapp.com/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-3bae06e73cde71336c6b","label":"What is Gains App?","value":"“Gains is a free UK money app that combines instant cashback at 160+ retailers with budgeting and money management tools. It’s built by the team behind Up The Gains.”","sourceUrls":["https://gainsapp.com/about/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-7d35a400f8c12f8d00aa","label":"Who founded Gains?","value":"“Gains was founded in 2025 by Sammie Ellard-King (CEO), Chris Barnes (COO) and Jamie Dunmore (CMO). Sammie is the creator of the personal finance brand Up The Gains.”","sourceUrls":["https://gainsapp.com/about/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-5a5809e302dffeb28f5d","label":"Is Gains free?","value":"“Yes. Cashback, budgeting and the AI assistant are free to use. Gains Pro is optional and costs £5.99 a month or £49.99 a year for extra bank connections, more AI, longer history, net worth tracking and boosted cashback rates.”","sourceUrls":["https://gainsapp.com/about/"]},{"id":"content-native-digital-agencies-59f88b27fa3ad0b7-a-92d1d0dceb788ce248af","label":"How does Gains cashback work?","value":"“You buy a gift card for your chosen retailer inside the app and earn up to 20% cashback on its value. You then spend the gift card in store or online as normal.”","sourceUrls":["https://gainsapp.com/about/"]}]}