{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:evidence:payna-q141187417","key":"evidence:payna-q141187417","kind":"evidence","slug":"payna-q141187417","canonicalUrl":"https://directory.readyscan.ai/corpus/evidence/payna-q141187417","machineUrl":"https://directory.readyscan.ai/discovery/corpus/evidence/payna-q141187417.json","datePublished":"2026-09-25","dateModified":"2026-10-21","materialFingerprint":"fnv1a64:3e88d4a3d5e1eab8","membershipFingerprint":"fnv1a64:5c5ebcbf04e4bac3","relatedEntitySlugs":["payna-q141187417"],"relatedSurfaceKeys":["relationship:payna-q141187417-products-and-services"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"payna-q141187417-content-2c8eded10949fa7c-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q141187417","sourceRevisionId":"Q141187417:content:4aed689258f9487f","sourceContentHash":"fnv1a64:cbf7fdb3267025a2","recordRevisionId":"Q141187417:content:4aed689258f9487f","recordContentHash":"fnv1a64:28ba80035619474c","sourceCanonicalUrl":"https://payna.com/","sourceModifiedAt":"2026-10-21T15:12:29.460Z","observedOn":"2026-10-21","permission":{"basis":"public_information","evidenceUrl":"https://payna.com/"},"attributionUrl":"https://payna.com/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"Payna — company guide","summary":"Payna: “Payna is a regulatory technology company that builds AI-native licensing and compliance infrastructure for mortgage, insurance, consumer finance, debt collection, and crypto companies. Backed by Y Combinator (W26).”","facts":[{"id":"content-native-digital-agencies-389476113c6dd7c3-a-5741192c92cc1d37e44d","label":"Payna","value":"“Payna is a regulatory technology company that builds AI-native licensing and compliance infrastructure for mortgage, insurance, consumer finance, debt collection, and crypto companies. Backed by Y Combinator (W26).”","sourceUrls":["https://payna.com/"]},{"id":"content-native-digital-agencies-389476113c6dd7c3-a-e80a91127ffe6b2f47d5","label":"Payna","value":"“Payna licenses the company and the originators. Mortgage on NMLS, insurance on NIPR, applications through renewals, in all 50 states.”","sourceUrls":["https://payna.com/"]}]}