{"schemaVersion":"ready-scan.discovery-surface.v1","id":"urn:readyscan:corpus:evidence:rakshati-finserv-q140694952","key":"evidence:rakshati-finserv-q140694952","kind":"evidence","slug":"rakshati-finserv-q140694952","canonicalUrl":"https://directory.readyscan.ai/corpus/evidence/rakshati-finserv-q140694952","machineUrl":"https://directory.readyscan.ai/discovery/corpus/evidence/rakshati-finserv-q140694952.json","datePublished":"2026-10-19","dateModified":"2026-10-22","materialFingerprint":"fnv1a64:5fb450d0e47abd2b","membershipFingerprint":"fnv1a64:9786a1f955cd11ab","relatedEntitySlugs":["rakshati-finserv-q140694952"],"relatedSurfaceKeys":["buyer_question:rakshati-finserv-q140694952-answer-008113e35d61e3175a00","buyer_question:rakshati-finserv-q140694952-answer-3152b8c571ae6cfc8472","buyer_question:rakshati-finserv-q140694952-answer-62a4eeaf978db0ab6703","buyer_question:rakshati-finserv-q140694952-answer-b8dedb5c1b87964bad0b","buyer_question:rakshati-finserv-q140694952-answer-ece98f39c784a07a63ad"],"sourceIds":["ready-scan-subjects"],"provenance":[{"snapshotId":"rakshati-finserv-q140694952-content-5167c0f82c46feb3-snapshot","sourceId":"ready-scan-subjects","sourceRecordId":"Q140694952","sourceRevisionId":"Q140694952:content:0712016d0710f423","sourceContentHash":"fnv1a64:37d367f0dddee3fd","recordRevisionId":"Q140694952:content:0712016d0710f423","recordContentHash":"fnv1a64:dc6930cdad79fbfe","sourceCanonicalUrl":"https://www.rakshati.in/","sourceModifiedAt":"2026-10-22T19:22:22.356Z","observedOn":"2026-10-22","permission":{"basis":"public_information","evidenceUrl":"https://www.rakshati.in/"},"attributionUrl":"https://www.rakshati.in/"}],"quality":{"method":"same_kind_unique_trigram_floor","minimumUniqueTrigramRatio":0.3,"status":"passed"},"title":"Rakshati Finserv — company guide","summary":"Rakshati Finserv: Indian managed financial-services company. Website: https://www.rakshati.in.","facts":[{"id":"content-native-digital-agencies-d0225aee123ddece-a-3152b8c571ae6cfc8472","label":"How is a surety bond different from a bank guarantee?","value":"“A bank guarantee locks up cash margin or an FD lien and eats into your CC limit. A surety bond is backed by an insurer instead, so your working capital and bank limit stay free, for a small annual premium.”","sourceUrls":["https://www.rakshati.in/tenderline/"]},{"id":"content-native-digital-agencies-d0225aee123ddece-a-b8dedb5c1b87964bad0b","label":"Is it accepted by government departments?","value":"“Yes. Insurance surety bonds are recognised under Indian procurement norms and accepted by 290+ obligees including NHAI, CPWD, Railways and GeM. We confirm acceptance for your specific tender before you commit.”","sourceUrls":["https://www.rakshati.in/tenderline/"]},{"id":"content-native-digital-agencies-d0225aee123ddece-a-ece98f39c784a07a63ad","label":"How quickly can a bond be issued?","value":"“Issuance timing is set by the insurer after underwriting. We reply within 4 working hours with the documents your tender needs, so you skip the weeks of paperwork a bank guarantee can take.”","sourceUrls":["https://www.rakshati.in/tenderline/"]},{"id":"content-native-digital-agencies-d0225aee123ddece-a-62a4eeaf978db0ab6703","label":"What does it cost?","value":"“You pay an annual premium, typically a small percentage of the bond value, instead of locking cash as margin. Typical premiums (set by the insurer) start around 0.95% p.a. and vary by grade and bond type. Final terms depend on underwriting.”","sourceUrls":["https://www.rakshati.in/tenderline/"]},{"id":"content-native-digital-agencies-d0225aee123ddece-a-008113e35d61e3175a00","label":"Which bonds can you replace?","value":"“Bid, performance, mobilisation / advance-payment, retention, security-deposit, customs and court bonds — across roads, metro, power, water and other infrastructure sectors.”","sourceUrls":["https://www.rakshati.in/tenderline/"]},{"id":"source-description","label":"About","value":"Indian managed financial-services company.","sourceUrls":["https://www.wikidata.org/wiki/Special:EntityData/Q140694952.json?revision=2547956403"]},{"id":"source-listed-website","label":"Source-listed website","value":"www.rakshati.in — https://www.rakshati.in","sourceUrls":["https://www.wikidata.org/wiki/Special:EntityData/Q140694952.json?revision=2547956403"]},{"id":"wikidata-p571-981eaf39c3417d3d","label":"Founded","value":"2023-03-16","sourceUrls":["https://www.wikidata.org/wiki/Special:EntityData/Q140694952.json?revision=2547956403"]},{"id":"wikidata-item","label":"Wikidata item","value":"Wikidata Q140694952","sourceUrls":["https://www.wikidata.org/wiki/Special:EntityData/Q140694952.json?revision=2547956403"]},{"id":"source-revision","label":"Source revision","value":"2547956403, modified 2026-09-20T15:40:51.000Z","sourceUrls":["https://www.wikidata.org/wiki/Special:EntityData/Q140694952.json?revision=2547956403"]}]}