# Loyal
> “Self-custody Solana smart-account wallet that earns the best available stablecoin yield automatically. On-chain guardrails for AI agents: spending caps, token whitelists, and approved-protocol allowlists. Plus private payments.”

- Canonical entity: https://directory.readyscan.ai/entities/loyal-q139927376
- Website listed in the source snapshot: https://askloyal.com/
- Category: [Enterprises](https://directory.readyscan.ai/directory/enterprises)
- Machine record: https://directory.readyscan.ai/discovery/entities/loyal-q139927376.json
- Material fingerprint: fnv1a64:0b08ad0387e9b4d6
- Entity revision: fnv1a64:60e9435d3fcf3c87
- Published: 2026-10-26
- Modified: 2026-10-26

## Questions & answers
### [What is Loyal?](https://directory.readyscan.ai/entities/loyal-q139927376#company-answer-content-native-digital-agencies-edb91e2d4e95926a-a-25926885d40818261790)
“Loyal is a self-custody Solana wallet that puts your money to work. Idle stablecoins earn the best available lending rate automatically, and every wallet is a Smart Account with policies and spending caps, so apps and agents can never move funds you didn't approve.”
Sources: https://askloyal.com/

### [How do autodeposits work?](https://directory.readyscan.ai/entities/loyal-q139927376#company-answer-content-native-digital-agencies-edb91e2d4e95926a-a-b137e90b021344a1f9f9)
“Deposit dollars and set how much goes to earning. Loyal routes that allocation to whichever reputable lending reserve currently pays the most and re-routes as rates move. The automation runs through an on-chain policy on your own smart account, so it never takes custody, and you can withdraw any time.”
Sources: https://askloyal.com/

### [Is Loyal safe? What are the risks?](https://directory.readyscan.ai/entities/loyal-q139927376#company-answer-content-native-digital-agencies-edb91e2d4e95926a-a-1a02434757134945e2a1)
“Loyal Earn carries the risk of supplying stablecoins to Kamino: a reserve bug, bad debt, or the stablecoin losing its peg. Your funds stay in your own Squads smart account, and an on-chain policy lets the automation only withdraw from and deposit into whitelisted Kamino reserves, so the worst it can do is pick a lower rate.”
Sources: https://askloyal.com/

## Company sources
- [Loyal website](https://askloyal.com/) — askloyal.com · [Related Ready Scan knowledge](https://readyscan.ai/sources/source-edb91e2d4e95926a)

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