What is MidFirst Bank's routing number?
“MidFirst Bank has three routing numbers: If you live in Oklahoma, your MidFirst Bank routing number is 303087995. If you live in Arizona, your MidFirst Bank routing number is 122187445.”
Questions & answers
How can I apply for a MidFirst Bank loan or credit card?
“There are several ways to apply for a loan or credit card with MidFirst Bank. Conveniently apply online by visiting our Loans section; please note, not all loans are available to apply online.”
How can I make a payment to my credit card?
“You can pay your credit card on the MidFirst Bank Mobile App or through Personal Online Banking by logging in, selecting the credit card account or credit card tab and then selecting the Pay Credit Card option. You can also contact 888.MIDFIRST (888.643.3477) to speak with a Personal Banker who can assist you in making a payment.”
How can I make a payment to my loan?
“As long as the accounts are linked, you can pay your MidFirst Bank loan through Personal Online Banking via the Pay and Transfer tab, or on the MidFirst Bank Mobile App by clicking the + button and then Transfer. You can also contact 888.MIDFIRST (888.643.3477) to speak with a Personal Banker who can assist you in making a payment.”
Must my company enroll in Business Online Banking or Business Online Banking Express in order to use Business Mobile Banking?
“Yes, your company must have an established Business Online Banking or Business Online Banking Express Company ID and User ID to enroll for Business Mobile Banking.”
What may my company do with Business Mobile Banking?
“Users may view account balances, search account activity, transfer funds, pay bills and search for MidFirst banking center and ATM locations. iPhone, iPad and Android users may also use Business Mobile Deposit (if eligible) to transmit check images for deposit.”
I do not have an iPhone, iPad or Android smartphone. Can I still use Business Mobile Banking?
“No, Business Mobile Banking and its functions are only accessible through the MidFirst Bank Business Mobile App using your iPhone®, iPad®, Android™ phone or Android™ tablet.”
What fees are associated with Business Mobile Banking?
“There is no charge to use Business Mobile Banking or Business Mobile Deposit; however, per item or per transaction fees may apply per the applicable Fee Schedule for the deposit account.”
Does my company need to qualify for Business Mobile Deposit?
“All Business Online Banking and Business Online Banking Express companies in good standing are eligible for Business Mobile Deposit. MidFirst reserves the right to implement additional qualifications and/or terminate the Mobile Deposit service at any time. Contact Commercial Services at 877.516.2777 with any questions about eligibility.”
How will I know if MidFirst received my deposit?
“You will receive an email notification when your deposit is received.”
Is my gift card a credit card?
“No, your gift card is a prepaid debit card. You can only spend the funds available on the gift card. Once those funds are gone, the gift card is no longer available for use.”
Is my gift card like my checking account debit card?
“It is similar to a debit card in that you can spend the available funds on the card like you can spend available funds in your checking account; however, there is no checking account attached to your gift card and it cannot be used at an ATM or to get cash back from a merchant.”
Do I need to activate my gift card?
“Yes, you must activate your gift card by calling 800.710.4795 and selecting your PIN. The gift card cannot be used until it has been activated.”
How can I find out my gift card balance?
“You can check your available balance and transaction history by calling 800.710.4795.”
Does my gift card have any dormancy or inactivity fees?
“Gift cards issued in Oklahoma and Colorado may be assessed a $5 monthly fee after 12 consecutive months of inactivity. Gift Cards issued in Arizona do not incur any fees.”
How much does it cost to purchase a gift card?
“There is a $3.75 ($3 in Colorado) purchase fee for each gift card.”
Can my gift card ever have a negative balance?
“No, your gift card cannot have a negative balance.”
What is Zelle®?
“Zelle® is a convenient way to send and receive money with friends, family and other people you know and trust. You can send money to a recipient with an eligible United States-based bank account using their email address or United States mobile phone number, and money will be available to use in minutes if they’re already enrolled with Zelle®.”
Is there an age limit to use Zelle®?
“Yes, you must be 17 years of age to send and receive money through Zelle®.”
How do I enroll for Zelle®?
“To enroll, sign in to the MidFirst Bank App and tap Zelle® from the selection at the bottom of the app home screen. Select "enroll now" and then accept the Zelle® Service Terms and Conditions.”
Can I cancel a payment?
“If your payment has already been sent, it cannot be canceled. You should only use Zelle® to send and receive money with people you know and trust. Always remember to carefully verify your recipient’s email address or United States mobile number before you send money.”
Are there any fees for sending money with Zelle®?
“There is no charge when Zelle® transactions are conducted through the MidFirst Bank App. Your mobile carrier’s messaging and data rates may apply.”
What is a joint account?
“A joint account is held by more than one person with each individual having the right to deposit and withdraw funds. The joint applicants are required to provide personal information including their Social Security number, driver's license number, state of issuance and issue and expiration dates.”
Why is email address needed?
“We ask for your email address to communicate with you regarding your application. Please note that MidFirst will never ask for your personal information such as your Social Security number or account numbers via email.”
Why do I need to provide my occupation?
“By providing your occupation, you are helping MidFirst understand who we serve by describing your organizational responsibilities or listing your job title.”
What is electronic transfer?
“Electronic transfer is a method used to fund your new MidFirst account via an existing non-MidFirst account. This is accomplished by providing a routing number and account number from an existing checking or savings account.”
What is backup withholding?
“Backup withholding is a tax levied on investment income. Backup withholding may be applied when an investor has not met rules regarding taxpayer identification numbers (TIN).”
How can I find my last statement balance?
“Your last statement balance is the Ending Balance on your most recent statement.”
Data formats & record details
Download this profile and inspect its supporting evidence.
- Entity ID
- urn:readyscan:entity:midfirst-bank-q17081131
- Material fingerprint
- fnv1a64:f119a3ff9bfb84ac
- Entity revision
- fnv1a64:eb269f6d80a37c7d
- Published
- 2026-10-27
- Modified
- 2026-10-27
- Source summary
- MidFirst Bank: Bank in Oklahoma. Website: https://www.midfirst.com/