# Nickel > “The cashflow platform for America's core businesses: free ACH, AR/AP automation, 2% APY banking, and Penny, an AI finance agent.” - Canonical entity: https://directory.readyscan.ai/entities/nickel-q140463862 - Website listed in the source snapshot: https://www.nickel.com/ - Category: [Software](https://directory.readyscan.ai/directory/software) - Machine record: https://directory.readyscan.ai/discovery/entities/nickel-q140463862.json - Material fingerprint: fnv1a64:cdaa6f2221ca7801 - Entity revision: fnv1a64:2cec80a548f717a4 - Published: 2026-10-24 - Modified: 2026-10-24 ## Questions & answers ### [Is there a catch with free ACH?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-ba9ffecf2918ad0ef20c) “No, the only limitations on free ACH are per-transaction caps that vary by plan: $25,000 on Core ($0/month) and $1M on Plus ($35/month) and Pro ($300/month). There's no transaction volume limit, no hidden percentage, and no trial period. You can read more about how Nickel makes money.” Sources: https://www.nickel.com/ ### [How fast do I get paid?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-9959546196b99abf5fc7) “ACHs are settled in 3 business days on Nickel Core and 2 business days on Plus and Pro. Cards are settled in 2 business days on Nickel Core and 1 business day on Plus and Pro. If you use Nickel Balance, incoming and outgoing payments settle instantly.” Sources: https://www.nickel.com/ ### [Does Nickel work with QuickBooks?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-36a025798c2d4e2ae78f) “Yes, Nickel syncs both ways with QuickBooks Online and QuickBooks Desktop. Invoices, payments, vendors, and chart of accounts stay matched automatically, and the integration is free.” Sources: https://www.nickel.com/ ### [Is Nickel the same as Nickel Payments or "GetNickel"?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-377013012d963d6e9b60) “Yes. Same company, different domains. We moved from getnickel.com to nickel.com in October 2025. Your payment links are hosted on nickelpayments.com. Old bookmarks to nickelpayments.com or getnickel.com still work. We're not affiliated with nickel.eu or nickelfi.com. Those are different companies.” Sources: https://www.nickel.com/ ### [How does Nickel integrate with QuickBooks for payments?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-0f141b9ac37ca927463c) “Nickel has a free native two-way sync with QuickBooks Online and QuickBooks Desktop on every plan, including Core, at no additional charge.” Sources: https://www.nickel.com/integrations ### [What accounting software does Nickel integrate with?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-65aa1f1a08f40d5a4a7d) “Nickel has native integrations with QuickBooks Online and QuickBooks Desktop. Many customers also use custom integrations to connect Salesforce and other ERP platforms. Custom integration support is included on Pro, or talk to our sales team if you're interested.” Sources: https://www.nickel.com/integrations ### [Which banks does Nickel connect to?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-3a5914b19a7a7bb86fa6) “Nickel connects to all 11,000+ US banks and credit unions on the ACH network for payment processing. Your customers can pay from any US bank account, and your vendors receive payments directly into theirs. For international payments, Nickel supports SWIFT wires to banks in 135+ countries.” Sources: https://www.nickel.com/integrations ### [How long does integration setup take?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-06aa4645023b055ab872) “The QuickBooks Online integration takes about 5 minutes. You sign into QuickBooks, choose which records to sync, map your chart of accounts, and Nickel handles the rest. QuickBooks Desktop uses the Web Connector and also takes about 5 minutes.” Sources: https://www.nickel.com/integrations ### [Can I process payments through QuickBooks Desktop with Nickel?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-c7017d59bbae2ac4ea17) “Yes, Nickel connects to QuickBooks Desktop through the Web Connector. You can sync invoices, send payment links to your customers, collect payments by ACH (free) or card (2.9%), and have everything record in QuickBooks Desktop automatically.” Sources: https://www.nickel.com/integrations/quickbooks-desktop ### [Is QuickBooks Desktop being sunset? Does Nickel still support it?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-b9fec6a0f64f16939d94) “Yes, Nickel fully supports QuickBooks Desktop and has no plans to drop the integration. Intuit ended new license sales for some Desktop versions, but existing users can keep using the software. If you're on Desktop and don't want to switch to Online, Nickel works with your current setup.” Sources: https://www.nickel.com/integrations/quickbooks-desktop ### [Do I need IT to install the QuickBooks Desktop connector?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-ef4cf6b6a67632462368) “No, you don't need IT. The Web Connector is a lightweight download that takes about 5 minutes to install and configure. Nickel provides step-by-step instructions, and there's no server infrastructure to set up.” Sources: https://www.nickel.com/integrations/quickbooks-desktop ### [How often does the sync run?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-bdc8cc5538a036b29be1) “The sync runs on a regular schedule through the Web Connector. Records update automatically each time the sync runs. The exact frequency depends on your Web Connector settings, but most businesses have it syncing multiple times per day.” Sources: https://www.nickel.com/integrations/quickbooks-desktop ### [How much does QuickBooks charge for invoice payments vs. Nickel?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-6e83115fafd24c8beb89) “As of June 2026, QuickBooks Payments charges 1% per ACH payment and 2.99-3.5% for invoiced card payments. Current rates are on their pricing page. Nickel charges $0 for ACH and 2.9% flat for credit cards. The QuickBooks integration itself is free on all Nickel plans.” Sources: https://www.nickel.com/integrations/quickbooks-online ### [Can QuickBooks generate an ACH authorization form?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-d5227f33a489f1e7bfac) “No. QuickBooks Payments collects ACH authorization inside its own checkout, but it does not generate a standalone form you can send to a customer or keep on file. You can create one in about a minute with Nickel's free ACH authorization form generator.” Sources: https://www.nickel.com/integrations/quickbooks-online ### [What records sync between Nickel and QuickBooks Online?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-7b2f60f3e7cdd54daa6d) “Nickel syncs customers, vendors, invoices, bills, payments, refunds, credits, chart of accounts, classes, locations, and projects. Line items and partial payments carry over. The sync runs both ways and in real time, with no limits on the number of records.” Sources: https://www.nickel.com/integrations/quickbooks-online ### [Can I connect multiple QuickBooks files to one Nickel account?](https://directory.readyscan.ai/entities/nickel-q140463862#company-answer-content-native-digital-agencies-79c3b59989360c35-a-076a7b53947c239f13f9) “Yes, on Enterprise plans. If you manage multiple entities or businesses, talk to Nickel's sales team about connecting multiple QuickBooks files. It's a common setup for accounting firms managing several clients.” Sources: https://www.nickel.com/integrations/quickbooks-online ## Company sources - [Nickel website](https://www.nickel.com/) — nickel.com · [Related Ready Scan knowledge](https://readyscan.ai/sources/source-79c3b59989360c35) - [nickel.com/integrations](https://www.nickel.com/integrations) — nickel.com · [Related Ready Scan knowledge](https://readyscan.ai/sources/source-13c65ce066fc06f8) - [nickel.com/integrations/quickbooks-desktop](https://www.nickel.com/integrations/quickbooks-desktop) — nickel.com · [Related Ready Scan knowledge](https://readyscan.ai/sources/source-e99ab598585f6f29) - [nickel.com/integrations/quickbooks-online](https://www.nickel.com/integrations/quickbooks-online) — nickel.com · [Related Ready Scan knowledge](https://readyscan.ai/sources/source-4e4c6a11786c6182) ## Continue reading - Discover the bounded graph: https://readyscan.ai/api/v1/ai-search/discovery - Retrieve this entity evidence: https://readyscan.ai/api/v1/ai-search/entities/nickel-q140463862/evidence ## Publication boundary - This public-sourced record brings together company information and its sources. 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