# Vivid Money
> “For companies with a team that spends: cards, budgets and approvals decide who spends what, plus an Interest Account and Model Portfolios.”

- Canonical entity: https://directory.readyscan.ai/entities/vivid-money-q134581221
- Website listed in the source snapshot: https://vivid.money/
- Category: [Businesses](https://directory.readyscan.ai/directory/businesses)
- Machine record: https://directory.readyscan.ai/discovery/entities/vivid-money-q134581221.json
- Material fingerprint: fnv1a64:b1a7d27a99b2c9fb
- Entity revision: fnv1a64:06b43fda3edccf76
- Published: 2026-10-21
- Modified: 2026-10-21

## Questions & answers
### [What are the different ways to invest business cash with Vivid?](https://directory.readyscan.ai/entities/vivid-money-q134581221#company-answer-content-native-digital-agencies-42b35f1be2dd610d-a-e892688e8f3c26791c66)
“Vivid offers three investment options for business and freelance customers: Interest Account for fixed returns with full liquidity, Model Portfolios for market-based ETF portfolios with moderate risk, and Business Brokerage for advanced investing with full control over assets and risk.”
Sources: https://vivid.money/en-eu/business/cash-management/

### [What is the Interest Account?](https://directory.readyscan.ai/entities/vivid-money-q134581221#company-answer-content-native-digital-agencies-42b35f1be2dd610d-a-013dbe37bf30fc50685d)
“The Interest Account lets you earn a fixed return on uninvested business cash while keeping it fully accessible. Interest is calculated annually and credited daily, with no lock-in periods for uninvested funds. Learn more.”
Sources: https://vivid.money/en-eu/business/cash-management/

### [What are Model Portfolios?](https://directory.readyscan.ai/entities/vivid-money-q134581221#company-answer-content-native-digital-agencies-42b35f1be2dd610d-a-8cdff3e0c18bcfc040b4)
“Model Portfolios allow you to invest cash into diversified ETF portfolios designed for different risk levels and mid-term goals. Portfolios are pre-built and managed, helping you access market returns without active portfolio management. Learn more.”
Sources: https://vivid.money/en-eu/business/cash-management/

### [What is Business Brokerage?](https://directory.readyscan.ai/entities/vivid-money-q134581221#company-answer-content-native-digital-agencies-42b35f1be2dd610d-a-6c88e4d63d0766bbdc5f)
“Business Brokerage is an advanced business investment account where you can build and manage your own portfolio across multiple asset classes, including money market funds, ETFs, stocks, iBonds, and crypto-assets, all in one place. Learn more.”
Sources: https://vivid.money/en-eu/business/cash-management/

### [Are returns guaranteed?](https://directory.readyscan.ai/entities/vivid-money-q134581221#company-answer-content-native-digital-agencies-42b35f1be2dd610d-a-d0c875b256c665d012f8)
“No. None of Vivid’s products offer guaranteed returns.”
Sources: https://vivid.money/en-eu/business/cash-management/

## Company sources
- [Vivid Money website](https://vivid.money/) — vivid.money
- [vivid.money/en-eu/](https://vivid.money/en-eu/) — vivid.money · [Related Ready Scan knowledge](https://readyscan.ai/sources/source-b9eada7e3ba8a9de)
- [vivid.money/en-eu/business/cash-management/](https://vivid.money/en-eu/business/cash-management/) — vivid.money · [Related Ready Scan knowledge](https://readyscan.ai/sources/source-edb84e17ce73a665)

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